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Common Benefits Of Commercial Property Insurance

Common Benefits Of Commercial Property Insurance

Owning commercial property carries significant risks, which is one reason many businesses elect to lease rather than own. Fire, theft, and natural disasters such as tornadoes and hurricanes can have a heavy financial impact. Commercial property insurance is designed to help mitigate the risk of owning commercial property. What Types Of Protection Does Commercial Property Insurance Provide? When a commercial property is leased or rented,...

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

Planning Your Driving Route For Maximum Efficiency

Planning Your Driving Route For Maximum Efficiency

Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...

Summer motorcycle gear tips to help keep you cool

Summer motorcycle gear tips to help keep you cool

Most motorcycle gear—leather jackets, pants, gloves, and helmets—is designed for the purpose of protection. During the steamy heat of summer, these pieces get hot quickly. But don’t worry, there are plenty of gear options to help keep you safe and feeling cool—even during the hottest months of the year. Here’s what you can do to keep cool while riding: Invest in a venting helmet Most...